Mobile/ Manufactured Home Loan...
NexGen Mortgage, Inc. not only has extensive experience in residential financing, we also specialize in Mobile and Manufactured Home Financing in Parks and on Land. Lots of clients and realtors have the impression that mobile and manufactured homes do not qualify for a mortgage. This simply is not true. You can get a mortgage on all kinds of mobile and manufactured homes, making it more than possible for you to locate a home without having to liquidate all of your savings.
Not all mortgage lenders offer these type of loans, nor do they have the experience necessary to guide you through the process the right way. Our team has over 15 years of experience in Mobile and Manufacture Home loans, offer competitive interest rates and a wide variety of program options for you. We are licensed and serve all of California which helps make it more than possible for you to locate a home that meets your needs. If you’re interested in buying, selling, or refinancing we are here to help! Contact us today. “Hablamos Espanol”
Mobile Homes (Chattel) Located Within Parks:
- No Permanent Foundation Required
- No Private Mortgage Insurance Required
- 95% Financing Available
- Competitive Mortgage Rates
- Fixed and Adjustable Rate Programs
- Single, Double, and Triple Section
- Senior or Family Mobile Home Parks
- Rate/Term and Cash Out Programs Available
- 5, 10, 15, 20, 23, and 25 year Terms Available
Manufactured Home On Land:
- No Permanent Foundation Required
- No Private Mortgage Insurance Required
- Homes that Have Been Moved Accepted
- Single-Wide Homes Accepted
- 10, 15, 20, 23, 25 and 30 Year Terms Available
- Rate/Term and Cash Out Programs Available
Condo/PUD Mobile and Manufactured Homes:
- 95% Financing Available
- Fixed Rate & Step Rate Options
- No Foundation Required
- Single, Double, and Triple Section
- Rate/Term and Cash Out Programs Available
- 10, 15, 20 and 23 Year Terms Available
Do I Qualify?
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
- Fixed Rates
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA, & USDA Loans
- Terms from 5 to 30 Years